NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

Mortgagor: Michael R Ortt, a single person

Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Reverse Mortgage Solutions, Inc., its successors and assigns

Dated: October 16, 2014

Recorded: November 4, 2014

Pope County Recorder Document No. 263905

Assigned To: Reverse Mortgage Solutions, Inc.

Dated: March 9, 2022

Recorded: March 11, 2022

Pope County Recorder Document No. 286238

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100748700255170409

Lender or Broker: Reverse Mortgage Solutions, Inc.

Residential Mortgage Servicer: PHH Mortgage Corporation

Mortgage Originator: Reverse Mortgage Solutions, Inc.

LEGAL DESCRIPTION OF PROPERTY:  Government Lot 2, Section 34-125-36 Except Lots 1 and 2, Block 1, Ortt’s Addition

This is Abstract Property.

TAX PARCEL NO.:  10-0234-000

ADDRESS OF PROPERTY:

12910 215th St

Brooten, MN 56316

COUNTY IN WHICH PROPERTY IS LOCATED: Pope

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $36,835.94

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 26, 2022, 10:00 AM

PLACE OF SALE: Sheriff’s Office, 130 East Minnesota Ave., Glenwood, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is  July 26, 2023 at 11:59 p.m.   If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.  

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:  NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL   DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: May 31, 2022

Reverse Mortgage Solutions, Inc., Assignee of Mortgagee

By: HALLIDAY, WATKINS & MANN, P.C.

Attorneys for:

Reverse Mortgage Solutions, Inc., Assignee of Mortgagee

101 Fifth Street East, Suite 2626

St. Paul, MN 55101

801-355-2886

651-228-1753 (fax)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

MN11177

June 6, 13, 20, 27, July 4, 11