NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 1, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,500.00

MORTGAGOR(S): Sara J. Sanvig and Dean L. Sanvig, wife and husband

MORTGAGEE: Home State Bank

DATE AND PLACE OF FILING: Recorded on February 2, 2006 as Document Number 234895 in the Office of the County Recorder of Pope County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency by assignment recorded on February 6, 2006 as Document Number 234920 in the Office of the County Recorder of Pope County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Blair`s Addition to the City of Glenwood, Pope County, Minnesota.

STREET ADDRESS OF PROPERTY: 413 THIRD AVE NE, GLENWOOD, MN 56334

COUNTY IN WHICH PROPERTY IS LOCATED: Pope County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $65,980.74

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR: Home State Bank

RESIDENTIAL SERVICER: U.S. Bank National Association

TAX PARCEL IDENTIFICATION NUMBER: 21-0945-000

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: None

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 08, 2022 at 10:00 AM.

PLACE OF SALE: Pope County Sheriff’s Office, Pope County Courthouse, 130 East Minnesota Avenue, Glenwood, MN 56334.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 8, 2023.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: August 31, 2022

MINNESOTA HOUSING FINANCE AGENCY

Mortgagee

TROTT LAW, P.C.

By: /s/

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Sung Woo Hong, Esq.*

Attorneys for Mortgagee

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(22-0926-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Sept. 12, 19, 26, Oct. 3, 10, 17