NOTICE OF MORTGAGE 

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 14, 2022

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00

MORTGAGOR(S): Nicholas A. Bullick, aka Nick Bullick, a single person

MORTGAGEE: Lowry State Bank

DATE AND PLACE OF RECORDING AND DOCUMENT NUMBERS: June 23, 2022, As Document No. 287146 in the Office of the Pope County Recorder

LEGAL DESCRIPTION:

See attached Exhibit A;

COUNTY IN WHICH PROPERTY LOCATED: Pope County

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,045.61

THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute;

THAT no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Tuesday, August 5, 2025, at 10:00 a.m.

PLACE OF SALE: THE OFFICE LOBBY OF THE POPE COUNTY SHERIFF’S OFFICE ON THE SECOND FLOOR, 130 East Minnesota Avenue, Glenwood, MN 56334

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney’s fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 or the time for redemption is not reduced by judicial order, is 11:59 p.m. on February 5, 2026. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

AT THE TIME OF THE COMMENCEMENT OF SAID MORTGAGE FORECLOSURE PROCEEDINGS, SAID LANDS WERE NOT AGRICULTURAL PROPERTY AS DEFINED BY THE MINNESOTA OMNIBUS FARM ACT, LAWS OF 1986, CHAPTER 398.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OR LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

THIS IS AN ATTEMPT TO COLLECT A DEBT. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL  CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

Mortgagors released from financial obligations on mortgage: None.

Attached hereto as Exhibit B is the Notice Pursuant to Minn. Stat. § 582.041.

Pursuant to Minn. Stat. § 580.025, the party foreclosing the Mortgage provides the following information, to the best of its knowledge:

(1) Physical Address, City and Zip Code of Mortgage Premises: 29050 County Road 28, Lowry, MN 56349

(2) Transaction Agent, Residential Mortgage Servicer, Lender or Broker: Lowry State Bank

(3) Tax Parcel Identification Number of Mortgaged Premises: 04-0130-001

(4) Transaction Agent’s Mortgage Identification Number, If Stated On Mortgage: N/A

(5) Name of Mortgage Originator, If State On Mortgage: N/A

Dated this 30th day of May, 2025.

Lowry State Bank, by and through its Attorney, Brit D. Brouillard

By: /s/ Brit D. Brouillard

Brit D. Brouillard #0402626

Attorney for Lowry State Bank

510 22nd Avenue East, Suite 101

PO Box 1218

Alexandria, MN 56308-1218

320.762.8814

THIS INSTRUMENT WAS 

DRAFTED BY:

JOHNSTON & BROUILLARD, P.A.

BRIT D. BROUILLARD, 

ATTORNEY AT LAW

Easton Place, 

510 22nd Avenue East #101

PO Box 1218

Alexandria, MN 56308-1218

320-762-8814

EXHIBIT “A”

That part of the Southeast Quarter of the Southeast Quarter of Section 23, Township 126 North, Range 39 West, Pope County, Minnesota, described as follows:

Beginning at the south east corner of said Section 23;

thence North 89 degrees 14 minutes 15 seconds West, assumed bearing, along the south line of said Southeast Quarter of the Southeast Quarter, 258.72 feet to Point A;

thence continuing North 89 degrees 14 minutes 15 seconds West, along said south line, 161.28 feet;

thence North 00 degrees 10 minutes 26 seconds East 210.56 feet to Point B;

thence continuing North 00 degrees 10 minutes 26 seconds East 189.44 feet;

thence North 23 degrees 55 minutes  15 seconds East 193.85 feet;

thence South 86 degrees 11 minutes 07 seconds East 342.61 feet to the east line of said Southeast Quarter of the Southeast Quarter;

thence South 00 degrees 10 minutes 26 seconds West, along said east line, 560.00 feet to the point of beginning,

RESERVING a 66 foot easement for access purposes over, under and across that part of said Southeast Quarter of the Southeast Quarter, the centerline of said easement is described as follows:

Beginning at the aforesaid Point A;

thence North 00 degrees 44 minutes 19 seconds East 125.16 feet;

thence North 61 degrees 38 minutes 44 seconds West 184.36 feet to the aforesaid Point B and said centerline there terminating.

The sidelines of said easement shall be prolonged or shortened to terminate on the aforesaid south line of the Southeast Quarter of the Southeast Quarter and on a line bearing North 00 degrees 10 minutes 26 seconds East and on a line bearing South 00 degrees 10 minutes 26 seconds West from said Point B.

June 9, 16, 23, 30, July 7, 14