NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:  February 26, 2013

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $330,000.00

MORTGAGOR(S):  James Lee Backer and Loraye Florene Backer, as joint tenants

MORTGAGEE:  Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.

MIN#:  1009400-0005007665-3

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:  American Advisors Group

SERVICER:  Compu-Link Corporation d/b/a Celink

DATE AND PLACE OF FILING: Filed March 15, 2013, Pope County Recorder, as Document Number 258696

ASSIGNMENTS OF MORTGAGE:  Assigned to: Carrington Mortgage Services LLC

LEGAL DESCRIPTION OF PROPERTY:

That part of Government Lot 4 and the SE 1/4 SE 1/4, all within Section 34-124-40, described as follows:

Commencing at the southeast corner of said Section 34; Thence North 00° 00’ 00” East, assumed bearing, along the east line of said SE 1/4 SE 1/4, 1254.11 feet to the North line of the South 1,254.00 feet of said SE 1/4 SE 1/4 and being the point of beginning of the land to be described;

Thence South 89° 14’ 50” West, along said north line, 563.79 feet;

Thence North 00° 00’ 00” East 518.19 feet;

Thence North 89° 14’ 50” East 362.95 feet;

Thence North 00° 00’ 00” East 599 feet more or less to the shoreline of Lake Emily;

Thence northeasterly, along said shoreline, 215 feet more or less to the east line of said Government Lot 4;

Thence South 00° 00’ 00” West, along said east line and along the East line of said SE 1/4 SE 1/4, 1,196 feet more or less to the point of beginning.

BEING the same property conveyed to James L. Backer and Loraye F. Baker by Warranty Deed from Jacob Walter VanEps, Jr. aka Jack VanEps, aka Jacob Walter VanEps and Judy VanEps, aka Judith A. VanEps, aka Judith VanEps dated October 23, 2006 and recorded October 24, 2006 at Instrument Number 237604.

PROPERTY ADDRESS:  27851 360th Avenue, Hancock, MN 56244

PROPERTY IDENTIFICATION NUMBER:  15-0178-000 AND 15-0178-009

COUNTY IN WHICH PROPERTY IS LOCATED:  Pope

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:  $211,072.00

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE:  November 14, 2023, 10:00AM

PLACE OF SALE:  Sheriff’s Main Office, Pope County Sheriff’s Office, 130 E. Minnesota Ave., Glenwood, MN 56334

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 Months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY:  If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 14, 2024, or the next business day if November 14, 2024 falls on a Saturday, Sunday or legal holiday.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

 Dated: September 13, 2023

Carrington Mortgage Services LLC

Assignee of Mortgagee 

LOGS Legal Group LLP

Tracy J. Halliday – 034610X

LOGS Legal Group LLP

Attorneys for Mortgagee

1715 Yankee Doodle Road, 

Suite 210

Eagan, MN 55121

(952) 831-4060

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

Sept. 25, Oct. 2, 9, 16, 23, 30