NOTICE OF MORTGAGE 

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 20, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00

MORTGAGOR(S): Robert V. Swanson and Carol J. Swanson as joint tenants

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Liberty Home Equity Solutions, Inc.

DATE AND PLACE OF FILING: Recorded on February 29, 2016 as Document Number 267554 in the Office of the County Recorder of Pope County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation by assignment recorded on March 20, 2024 as Document Number 291402 in the Office of the County Recorder of Pope County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: The North one-half of the following described premises:

All that part of Lot 19, Thompson`s Addition to the City of Glenwood, described as follows:

Beginning at the Northeast Corner of said Lot 19; thence North 89 degrees, 55 minutes 13 seconds West, assumed bearing, along the North line of said Lot, 200.00 feet; thence South 00 degrees 04 minutes 47 seconds West 435.60 feet; thence South 89 degrees 55 minutes 13 seconds East 194.07 feet to the East line of said Lot 19;

thence North 00 degrees 51 minutes 35 seconds East, along said East line, 435.64 feet to the point of beginning.

Except that part of Lot 19 Thompson`s Addition to the City of Glenwood, described as follows:

Beginning at the Northeast corner of said Lot 19; thence North 89 degrees 55 minutes 13 seconds West, assumed bearing, along the North line of said Lot 19, a distance of 200.00 feet; thence South 00 degrees 04 minutes 47 seconds West 105.00 feet; thence South 89 degrees 55 minutes 23 seconds East 198.57 feet to the East line of said Lot 19; , thence North 00 degrees 51 minutes 35 seconds East, along said East line, 105.00 feet to the point of beginning, Pope County, Minnesota.

STREET ADDRESS OF PROPERTY: 103 10TH ST SE, GLENWOOD, MN 56334

COUNTY IN WHICH PROPERTY IS LOCATED: Pope County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $103,807.51

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Liberty Home Equity Solutions, Inc.

RESIDENTIAL SERVICER: PHH Mortgage Corporation

TAX PARCEL IDENTIFICATION NUMBER: 21-0844-001

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 1007992-0000083382-1

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 04, 2024 at 10:00 AM.

PLACE OF SALE: Pope County Sheriff’s Office, Pope County Courthouse, 130 East Minnesota Avenue, Glenwood, MN 56334.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 4, 2025.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: April 03, 2024

PHH MORTGAGE CORPORATION

Mortgagee

TROTT LAW, P.C.

By: /s/

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Sung Woo Hong, Esq.

Attorneys for Mortgagee

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(24-0248-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

April 8, 15, 22, 29, May 6, 13