NOTICE OF MORTGAGE 

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: April 11, 2022

MORTGAGOR: Andrew Denny, A Single Man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for United Wholesale Mortgage, LLC, its successors and assigns.

DATE AND PLACE OF RECORDING: Recorded April 12, 2022 Pope County Recorder, Document No. 286499.

ASSIGNMENTS OF MORTGAGE:   Assigned to: Carrington Mortgage Services, LLC.  Dated July 12, 2024 Recorded July 18, 2024, as Document No. 292291.                

TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:  100032412220972407

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Wholesale Mortgage, LLC

RESIDENTIAL MORTGAGE SERVICER:  Carrington Mortgage Services LLC

MORTGAGED PROPERTY ADDRESS: 1120 Portland Street, Villard, MN 56385

TAX PARCEL I.D. #:  280130000

LEGAL DESCRIPTION OF PROPERTY:

Lots 1, 2, and 3, Block One, OAKES ADDITION TO THE CITY OF VILLARD; according to the recorded plat thereof on file and of record in the office of the Pope County Recorder. Pope County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Pope

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,970.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,619.29

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 17, 2024 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Pope County Courthouse, 130 East Minnesota Avenue, Glenwood, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2025, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: July 22, 2024

Carrington Mortgage Services, LLC

Mortgagee/Assignee of Mortgagee

LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

85 – 24-004234 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

July 29, Aug. 5, 12, 19, 26, Sept. 2