PUBLIC NOTICE
Public Notice | Published on August 7, 2023 at 2:57pm CDT
PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $39,285.00 MORTGAGOR(S): Calvin Pepin and Shawna Pepin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of the West, a California State Banking Corp. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100104088010751319 SERVICER: SN Servicing Corporation LENDER: Bank of the West, a California State Banking Corp. DATE AND PLACE OF FILING: Pope County Minnesota, Recorder, on November 2, 2011, as Document No. 253977. ASSIGNED TO: Bank of the West by an Assignment of Mortgage dated 07/10/2014 and recorded on 07/16/2014 as Document No. 263015. Bayview Loan Servicing, LLC by an Assignment of Mortgage dated 11/19/2015 and recorded on 05/17/2016 as Document No. 268141. Bayview Dispositions IVA, LLC by an Assignment of Mortgage dated 09/02/2019 and recorded on 10/17/2019 as Document No. 277997. Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity but solely as Certificate Trustee for NNPL Trust Series 2012-1 by an Assignment of Mortgage dated 09/02/2019 and recorded on 11/01/2019 as Document No. 278157. U.S. Bank Trust National Association, as Trustee of the Igloo Series IV Trust by an Assignment of Mortgage dated 01/18/2021 and recorded on 03/08/2021 as Document No. 282651. LEGAL DESCRIPTION OF PROPERTY: Lot 8 and the West 20 feet of Lot 9 in Block 12 in the Village of Cyrus, Pope County, Minnesota. PROPERTY ADDRESS: 306 East Main Street, Cyrus, MN 56323 PROPERTY I.D: 22-0061-000 COUNTY IN WHICH PROPERTY IS LOCATED: Pope THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Forty Nine Thousand Four Hundred Seventy Three and 40/100 ($49,473.40) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 19, 2023 PLACE OF SALE: Pope County Sheriff`s Office, 130 E. Minnesota, Glenwood Minnesota 56334 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 19, 2024, or the next business day if March 19, 2024 falls on a Saturday, Sunday or legal holiday. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: July 31, 2023 U.S. Bank Trust National Association, as Trustee of the Igloo Series IV Trust Michael Everson, State Bar No. 0388310 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Edinburgh Executive Office Center, 8525 Edinbrook Crossing North Suite #210 Brooklyn Park, MN 55443 Phone: 952-232-0052 Our File No. 17MN00109-2 A-4791862 07/31/2023, 08/07/2023, 08/14/2023, 08/21/2023, 08/28/2023, 09/04/2023